Master Deal Analyzer
A comprehensive dashboard to analyze cash flow, Cap Rate, ROI, and profitability of a rental property. Get a clear 'Snapshot' of Year 1 performance.
Acquisition
Financing
Income & Expenses
Typical expense ratio: 30%-50%.
Typical range: 35%–50%. Newer or self-managed properties may be lower (~30%). Switch to Itemized Expenses for a granular breakdown.
Ready to Analyze
Enter your deal details on the left to see the Financial Waterfall and Investment Scorecard here.
Why Use This Calculator
Analyze year-1 rental performance with a full waterfall, cap rate, cash-on-cash return, and DSCR using flexible expense inputs. Use this as a decision tool, then compare assumptions to real operating data over time.
Move from spreadsheet underwriting to daily performance tracking.
Save this deal in Abode and monitor occupancy, expenses, and cash flow against your original ROI assumptions.
Related Calculators
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1% Rule Calculator
Quickly test if monthly rent meets 1% or 2% rule against total acquisition cost.
Frequently Asked Questions
Should I use expense ratio, annual total, or itemized expenses?
Use itemized when possible for accuracy. Ratio and annual total are useful for quick screening when you have less detail.
Does this calculator include financing impact?
Yes. Debt service is included so you can evaluate true cash-on-cash return and DSCR, not just unlevered return.
Is this focused on year 1 or long-term IRR?
This tool is a year-1 snapshot. Use the Investment Exit calculator for multi-year projections and IRR.
Key Terms (Plain English)
Cap Rate
Annual NOI divided by purchase price or value, before financing.
Example: If NOI is $24,000 on a $400,000 asset, cap rate is 6.0%.
Cash-on-Cash Return
Annual pre-tax cash flow divided by total cash invested.
Example: If cash flow is $9,000 and cash invested is $90,000, CoC is 10%.
DSCR
NOI divided by annual debt service; shows loan coverage strength.
Example: A 1.25x DSCR means NOI is 25% higher than debt service.