Refi & Redeploy Calculator
Model BRRR-style refinance and redeployment decisions with a cleaner step-by-step flow.
1. Property #1 (Current Position)
Use Estimated mode if you know purchase details. Use Manual mode if you only know current balance and remaining term.
Current Position Snapshot
Complete Step 1 inputs to see your live current position.
2. Refi Assumptions
3. Cash-Out Selection
To model BRRR redeploy, choose a cash-out amount above $0.
Refi Snapshot
Complete Steps 1-2 inputs to see a live refi snapshot.
4. Redeploy (Property Only)
Property #1 Income Input
CoC is the default for easier planning. Switch to NOI if you know your annual NOI.
Ready to Model BRRR?
Complete the steps on the left and click Calculate to see payment impact, cash-out redeploy outcomes, and combined portfolio metrics.
Why Use This Calculator
Model BRRR-style refinancing and cash-out redeployment with guided steps, quick redeploy assumptions, and detailed underwriting mode. Use this as a decision tool, then compare assumptions to real operating data over time.
Run BRRR scenarios and track the real portfolio impact.
Abode helps you compare projected vs realized outcomes as you recycle equity across properties.
Related Calculators
Real Estate Refinance Calculator
Compare current vs refi payments, breakeven, balloon timing, and optional cash-out impact.
Rental Property ROI Calculator
Analyze rental deal returns with cap rate, cash-on-cash, DSCR, and a clear year-1 waterfall.
DSCR Calculator
Calculate DSCR from NOI and debt service using annual or loan-derived inputs.
Frequently Asked Questions
What is the default cash-out scenario?
No Cash-Out is selected by default. You can switch to preset or custom cash-out amounts to model redeploy scenarios.
Can I underwrite redeploy quickly and in detail?
Yes. Use Quick mode for fast planning or Detailed mode for full income, expense, and financing assumptions.
Does it support mixed monthly and annual expense lines?
Yes. Itemized expense rows can be monthly or annual and are normalized automatically.
Key Terms (Plain English)
Max Cash-Out
Highest available equity withdrawal based on appraisal, LTV cap, and loan structure.
Example: Raising appraisal or max LTV can increase available cash-out.
Redeploy
Using proceeds from Property #1 to fund Property #2 acquisition and stabilization.
Example: Cash-out can cover down payment, closing costs, and rehab for the next deal.
Hybrid Underwriting
Quick assumptions for speed plus detailed mode for full income/expense/financing modeling.
Example: Start in Quick mode, then validate with Detailed mode before execution.